FINANCE PRODUCTS & SERVICES
Asset finance and commercial funding is a cashflow efficient way to fund your business requirements; for new start businesses or established companies, Tempo Finance provide a range of finance solutions to help you.
Whether you are looking to acquire business critical equipment to grow, replace your existing assets, or need to raise working capital to support company growth, asset finance gives you the flexibility to purchase the equipment you require with affordable repayments spread over the term of the agreement, helping you to manage your cashflow.
- Hire Purchase
- Lease Finance
- Invoice Finance
- Commercial Loans
- Short-Term Finance
- Refinance
- Credit Lines & Revolving Credit Facilities
- Commercial Mortgages
- Investment Mortgages
- Development Finance
ASSET FINANCE & COMMERCIAL LOANS
HIRE PURCHASE
With a Hire Purchase agreement, ownership of the asset is transferred to your business at the end of the agreement. VAT is paid upfront with regular monthly instalments paying off the capital and interest payments over the term of the agreement. This allows you to have the flexibility to keep your cash in the bank for a rainy day or to use for other business growth plans.
FINANCE LEASE
Similar to a Hire Purchase, regular monthly instalments pay off the capital and interest payments over the term of the agreement. However, with a Finance Lease, ownership does not transfer automatically to the lessor at the end of the term. The agreement may enter a period of secondary rentals to allow you to keep utilising the asset, or you may transfer title of the asset to your business using a third party or with a title transfer fee.
UNSECURED LOANS
Need working capital? Business loans provide simple borrowing without the need to utilise your existing banking lines. Whether you are looking to hire more staff, fund website development, invest in stock, or just need some extra cash flow, a Commercial Loan gives you the flexibility to fund your growth. An unsecured loan is borrowed from a lender with monthly repayments made until the loan is repaid in full along with any interest owed.